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Bakers

Bakers who work from their home start out as people who love to create amazing desserts or breads. Their individual style shows in their baking and people love to taste their creations. The technical term is 'yummy'. Bake and decorate an insurance plan here.

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Barbers

Whether you are an individual barber or you've turned your skills into a small business; you may be concerned about claims of injury or professional liability. We have insurance to help protect you from those claims.

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Businesses - main page

USLI CoverSmart insures a large variety of businesses. Many start as Home-based Businesses or even hobbies, but many also grow into operations that can involve additional people, specialized equipment, and professional services. Here you'll find policies tailored to many of these unique businesses and their most critical needs.

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Court Reporters

Whether you're transcribing court hearings, depositions or other official documents, finding the right insurance policy is important. We can offer peace of mind so you can focus on providing accuracy in your position.

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DJs

Many DJs start out as people who love music and entertaining. This hobby can quickly grow into a business that provides a source of income for what you do best. Helping you protect your business is what we do best

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Entertainers

Entertainers such as magicians or balloon artists often start out as people who love crowds and entertaining. Or, an individual may have a striking resemblance to a fictional character such as Santa Claus or a princess. Check out our plans tailored for your liability need.�

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Fitness Instructors

Whether you are an individual fitness coach or perhaps you've built your passion into a small business - check out the great protection available for liability and claims of professional liability.

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Florists

Many florists who work from their home start out as people who love to create amazing arrangements. Their individual style shows in their designs. This hobby can quickly grow into a business that provides a source of income for what you do best. Helping you protect your business is what we do best.

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Hairstylists & Beauticians

Hairdresser, Styleist, or Cosmetologist - no matter what term you prefer there is uncertainty that comes with it. We have insurance designed for both individuals and small businesses.

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Home Based Businesses

A long list of eligible businesses includes Balloon Artists, Music Teachers, Musicians, Clowns, Magicians, Tax Preparers, Dance Instructors, Beauty & Cosmetic Consultants, Embroidery, Fictional Characters, Ceramics & Glassware, Kitchen Supply Sales, and Personalized Book & Gift Sales - over 100 eligible classes in all!

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Life Coaches

You guide your clients to the life they want lead. The process can be difficult but ultimately rewarding. We can help you get the right coverage so that your work can be the top priority.

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More Complex Business

Apply for Commercial Package, Workers' Comp, Cyber Liability, Professional Liability, and more from an array of America's leading insurance markets

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Notary

Notaries witness document signatures, administer oaths and prepare various contracts. These detailed scenarios require focus, and we want to make sure you and your integrity are protected.

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Photographers

Annual policy for Professional Photographers (also see under Videographers)

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Professional Organizers

Professional organizers are people that love to keep everything detailed and orderly; we help you do the same thing by bundling the insurance you may need.

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