Business

Bakers who work from their home start out as people who love to create amazing desserts or breads. Their individual style shows in their baking and people love to taste their creations. The technical term is 'yummy'. Bake and decorate an insurance plan here.

Whether you are an individual barber or you've turned your skills into a small business; you may be concerned about claims of injury or professional liability. We have insurance to help protect you from those claims.

USLI CoverSmart insures a large variety of businesses. Many start as Home-based Businesses or even hobbies, but many also grow into operations that can involve additional people, specialized equipment, and professional services. Here you'll find policies tailored to many of these unique businesses and their most critical needs.

Many car detailers start out as people who love cars and making them look fantastic. Success comes with attention to detail. Getting the right insurance can help you stay focused on the cars instead of other concerns like liability exposures.

General Liability, Liquor Liability, and Medical Payments coverage can be some of the most essential parts of planning a successful convention or exhibit. We are here to help you protect your show against many unexpected losses with a free quote.

Whether you're transcribing court hearings, depositions or other official documents, finding the right insurance policy is important. We can offer peace of mind so you can focus on providing accuracy in your position.

Are you someone who is crafty or artistic and loves to create items that show their personal style? Crafters sell a variety of different products including jewelry, clothing/accessories, glassware, woodworking or holiday items. Success comes from connecting with customers and creating a product that people love!

Quote, Apply, and Issue very robust and customizable Cyber Liability protection from one of the most innovative and specialized insurance markets

D&O or Director's and Officer's Liability is a specific form of Professional Liability coverage designed to protect the Board and Individual Officers of both for-profit and non-profit enterprises. The purpose of the coverage is to protect against claims of mismanagement of the resources that are under the control of the management as well as the impact on shareholders and stakeholders in the business or community. D&O coverage is often combined with EPLI (or Employment Practices Liability) and care must be taken to make sure that corporate or organization bylaws are customized to trigger indemnification of officers.

Many DJs start out as people who love music and entertaining. This hobby can quickly grow into a business that provides a source of income for what you do best. Helping you protect your business is what we do best

Employment Practices Liability is commonly referred to as EPLI and is essential protection for any employer that could be exposed to claims by current or former employees. The coverage provides defense and pays claims in accordance with the policy terms for allegations of age, racial, gender, sexual discrimination or bias in the workplace as well as a wide range of allegations of hostile workplace issues that impact employer - employee relations. Certain policies extend coverage to claims by business visitors like vendors or delivery services.

Entertainers such as magicians or balloon artists often start out as people who love crowds and entertaining. Or, an individual may have a striking resemblance to a fictional character such as Santa Claus or a princess. Check out our plans tailored for your liability need.�

Many florists who work from their home start out as people who love to create amazing arrangements. Their individual style shows in their designs. This hobby can quickly grow into a business that provides a source of income for what you do best. Helping you protect your business is what we do best.

Are you the host of a fundraiser looking for insurance? Are you a vendor, concessionaire, performer or entertainer looking for insurance for an event? We are here to help!

Hairdresser, Styleist, or Cosmetologist - no matter what term you prefer there is uncertainty that comes with it. We have insurance designed for both individuals and small businesses.