Personal or Business

Aerobics Instructors, Barbers, Cosmetologists, Dance Instructors, Fitness Instructors, Golf Instructors, Hair Stylists, Health Consultants / Nutritionists, Nail Artists, Personal Trainers, Spin Instructors, Swim Instructors, Tai Chi Instructors, Yoga Instructors

Car / Boat / Vehicle Washing or Detailing, Housekeepers, Janitorial Services including Carpet and Window Cleaning, Office Cleaning, Pressure Washing, Exterior Painting, Floor Waxing, HVAC, Plastering, Plumbing (other than a leaky faucet or toilet), Snow / Ice Removal

AV, internet/Cable, or Smart Home installation (home or auto), Administrative Services, Advertising and Marketing Consultants, Call Center Representative, Classroom Instruction, Computer Programming, Computer Repair, Court Clerks, Creative Directors, Graphic Designers, House Sitting, IT Consultants, Interior Design/Decorating, Notary Services, Paralegals, Personal Shoppers, Photography & Video (no drones), Printing, Sound Recordists, Speakers, Translators, Web Designers, Web Developers, Writers (including resume writing), CAN ADD: Printing

USLI calls CoverSmart "the Best Way to buy Insurance" and for good reason. It is an online quoting platform to purchase insurance from one or more USLI companies. USLI companies are members of the Berkshire Hathaway family of companies and have an A++ Superior rating for financial stability from A.M. Best.

Actors, Baking from Your Home, Balloon Artists, Belly Dancers, Canoe & Kayak Guides / Instructors, Caricature Artists, Celebrity Look-a-Likes, Clowns, Comedians, Contortionists, Corporate Party Planners, DJ's, Entertainers, Event Staff, Face Painters, Fishing Guides, Float Trip Guides, Food / Catering (No Bartending), Hiking Guides, Impersonators, Impressionists, Individual Event Participants (Not the Event Itself), Jugglers, Magicians, Mimes, Musical Conductors, Musicians, Nature and Wildlife Guides, Poets, Puppeteers, Santas, Speakers, Stand Up Paddleboard (SUP) Guides, Storytellers, Street Performers, Tour Guides, Ventriloquists, Wedding Planners, CAN ADD: Vendors

Whether you are an individual fitness coach or perhaps you've built your passion into a small business - check out the great protection available for liability and claims of professional liability.

Alarm Systems Installation & Repair, Carpentry, Carpentry - Interior, Carpet Cleaners, Closet Installation, Contractors, Debris Removal, Deck Building, Electrical, Fence Building, Finish Carpentry, Finishing Contractors, Flooring, Furniture Assembly (No Cribs or Bunk Beds), Furniture Installation - Office, Furniture Refinishing, Glaziers, Gutter Cleaning, Handypersons, Interior Painting, Invisible Fence Installation, Locksmiths, Masonry, Millwork, Office Machine Installation and Repair, Painting & Siding, Piano Tuning, Siding, Small Contractors including Finishing Contractors, Surveillance System Installation & Maintenance, Surveyors, Swimming Pool Servicing (no construction), Tiling, Upholstering, Wallpapering, Walls, Window Cleaning, Window Decorating, CAN ADD: Appliance Installation, Chimney Cleaning, Concrete Construction, Exterior Painting, Floor Waxing, HVAC, Plastering, Plumbing (other than a leaky faucet or toilet), Snow / Ice Removal, Sign Installation

Landscaping, Lawn & Yard Maintenance, Pesticide Application (Landscapers Only), Sprinkler Installation (excluding fire suppression systems), Trimming or Pruning Trees Exclusively at Ground Level (No Removals), Can Add: Chimney Cleaning, Concrete Construction, Plastering, Plumbing (other than a leaky faucet or toilet), Snow / Ice Removal

We can help you provide insurance protection for over 100 types of events. Follow the link for an extensive list and get a no-obligation quote.

Planning for parties is a complex process. Reduce the stress by securing Liability Insurance with optional Liquor Liability protection.

Pet Grooming, Pet Sitting, Pet Training, Pet Walking

Professional organizers are people that love to keep everything detailed and orderly; we help you do the same thing by bundling the insurance you may need.

USLI CoverSmart can provide Liability and optional Liquor Liability protection for a wide variety of Special Events and some policies can even include coverage for financial losses related to cancellation and no-shows - check it out!

Interpreters and translators are necessary in international business, emergency rooms and multi-cultural schools. These high stress situations require all of your attention. We are ready to help you find the right coverage in case a mistake happens.

Filming a wedding or creating a short promo for a local business requires precision and creativity. We are here to help you find the right coverage and protect your reputation so you can focus on what you know best.