Professional

Whether you are an individual barber or you've turned your skills into a small business; you may be concerned about claims of injury or professional liability. We have insurance to help protect you from those claims.

Aerobics Instructors, Barbers, Cosmetologists, Dance Instructors, Fitness Instructors, Golf Instructors, Hair Stylists, Health Consultants / Nutritionists, Nail Artists, Personal Trainers, Spin Instructors, Swim Instructors, Tai Chi Instructors, Yoga Instructors

USLI CoverSmart insures a large variety of businesses. Many start as Home-based Businesses or even hobbies, but many also grow into operations that can involve additional people, specialized equipment, and professional services. Here you'll find policies tailored to many of these unique businesses and their most critical needs.

AV, internet/Cable, or Smart Home installation (home or auto), Administrative Services, Advertising and Marketing Consultants, Call Center Representative, Classroom Instruction, Computer Programming, Computer Repair, Court Clerks, Creative Directors, Graphic Designers, House Sitting, IT Consultants, Interior Design/Decorating, Notary Services, Paralegals, Personal Shoppers, Photography & Video (no drones), Printing, Sound Recordists, Speakers, Translators, Web Designers, Web Developers, Writers (including resume writing), CAN ADD: Printing

General Liability, Liquor Liability, and Medical Payments coverage can be some of the most essential parts of planning a successful convention or exhibit. We are here to help you protect your show against many unexpected losses with a free quote.

Whether you're transcribing court hearings, depositions or other official documents, finding the right insurance policy is important. We can offer peace of mind so you can focus on providing accuracy in your position.

USLI calls CoverSmart "the Best Way to buy Insurance" and for good reason. It is an online quoting platform to purchase insurance from one or more USLI companies. USLI companies are members of the Berkshire Hathaway family of companies and have an A++ Superior rating for financial stability from A.M. Best.

Quote, Apply, and Issue very robust and customizable Cyber Liability protection from one of the most innovative and specialized insurance markets

D&O or Director's and Officer's Liability is a specific form of Professional Liability coverage designed to protect the Board and Individual Officers of both for-profit and non-profit enterprises. The purpose of the coverage is to protect against claims of mismanagement of the resources that are under the control of the management as well as the impact on shareholders and stakeholders in the business or community. D&O coverage is often combined with EPLI (or Employment Practices Liability) and care must be taken to make sure that corporate or organization bylaws are customized to trigger indemnification of officers.

Many DJs start out as people who love music and entertaining. This hobby can quickly grow into a business that provides a source of income for what you do best. Helping you protect your business is what we do best

Employment Practices Liability is commonly referred to as EPLI and is essential protection for any employer that could be exposed to claims by current or former employees. The coverage provides defense and pays claims in accordance with the policy terms for allegations of age, racial, gender, sexual discrimination or bias in the workplace as well as a wide range of allegations of hostile workplace issues that impact employer - employee relations. Certain policies extend coverage to claims by business visitors like vendors or delivery services.

Entertainers such as magicians or balloon artists often start out as people who love crowds and entertaining. Or, an individual may have a striking resemblance to a fictional character such as Santa Claus or a princess. Check out our plans tailored for your liability need.�