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Bakers
Bakers who work from their home start out as people who love to create amazing desserts or breads. Their individual style shows in their baking and people love to taste their creations. The technical term is 'yummy'. Bake and decorate an insurance plan here.
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Barbers
Whether you are an individual barber or you've turned your skills into a small business; you may be concerned about claims of injury or professional liability. We have insurance to help protect you from those claims.
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Businesses - main page
USLI CoverSmart insures a large variety of businesses. Many start as Home-based Businesses or even hobbies, but many also grow into operations that can involve additional people, specialized equipment, and professional services. Here you'll find policies tailored to many of these unique businesses and their most critical needs.
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Car Detailing
Many car detailers start out as people who love cars and making them look fantastic. Success comes with attention to detail. Getting the right insurance can help you stay focused on the cars instead of other concerns like liability exposures.
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Conventions, Trade Shows, & Exhibits
General Liability, Liquor Liability, and Medical Payments coverage can be some of the most essential parts of planning a successful convention or exhibit. We are here to help you protect your show against many unexpected losses with a free quote.
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Court Reporters
Whether you're transcribing court hearings, depositions or other official documents, finding the right insurance policy is important. We can offer peace of mind so you can focus on providing accuracy in your position.
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CoverSmart - main page
USLI calls CoverSmart "the Best Way to buy Insurance" and for good reason. It is an online quoting platform to purchase insurance from one or more USLI companies. USLI companies are members of the Berkshire Hathaway family of companies and have an A++ Superior rating for financial stability from A.M. Best.
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Liability inc. optional Liquor
CoverSmart by USLI

Crafters
Are you someone who is crafty or artistic and loves to create items that show their personal style? Crafters sell a variety of different products including jewelry, clothing/accessories, glassware, woodworking or holiday items. Success comes from connecting with customers and creating a product that people love!
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DJs
Many DJs start out as people who love music and entertaining. This hobby can quickly grow into a business that provides a source of income for what you do best. Helping you protect your business is what we do best
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Entertainers
Entertainers such as magicians or balloon artists often start out as people who love crowds and entertaining. Or, an individual may have a striking resemblance to a fictional character such as Santa Claus or a princess. Check out our plans tailored for your liability need.�
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Fitness Instructors
Whether you are an individual fitness coach or perhaps you've built your passion into a small business - check out the great protection available for liability and claims of professional liability.
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Florists
Many florists who work from their home start out as people who love to create amazing arrangements. Their individual style shows in their designs. This hobby can quickly grow into a business that provides a source of income for what you do best. Helping you protect your business is what we do best.
Your Way
Personal / Business
Quote & Issue 24/7
Business
Line of Business
Insurance Carrier
Package with Professional
CoverSmart by USLI