Individual

Actors, Baking from Your Home, Balloon Artists, Belly Dancers, Canoe & Kayak Guides / Instructors, Caricature Artists, Celebrity Look-a-Likes, Clowns, Comedians, Contortionists, Corporate Party Planners, DJ's, Entertainers, Event Staff, Face Painters, Fishing Guides, Float Trip Guides, Food / Catering (No Bartending), Hiking Guides, Impersonators, Impressionists, Individual Event Participants (Not the Event Itself), Jugglers, Magicians, Mimes, Musical Conductors, Musicians, Nature and Wildlife Guides, Poets, Puppeteers, Santas, Speakers, Stand Up Paddleboard (SUP) Guides, Storytellers, Street Performers, Tour Guides, Ventriloquists, Wedding Planners, CAN ADD: Vendors

Whether you are an individual fitness coach or perhaps you've built your passion into a small business - check out the great protection available for liability and claims of professional liability.

Many florists who work from their home start out as people who love to create amazing arrangements. Their individual style shows in their designs. This hobby can quickly grow into a business that provides a source of income for what you do best. Helping you protect your business is what we do best.

Are you the host of a fundraiser looking for insurance? Are you a vendor, concessionaire, performer or entertainer looking for insurance for an event? We are here to help!

Hairdresser, Styleist, or Cosmetologist - no matter what term you prefer there is uncertainty that comes with it. We have insurance designed for both individuals and small businesses.

Alarm Systems Installation & Repair, Carpentry, Carpentry - Interior, Carpet Cleaners, Closet Installation, Contractors, Debris Removal, Deck Building, Electrical, Fence Building, Finish Carpentry, Finishing Contractors, Flooring, Furniture Assembly (No Cribs or Bunk Beds), Furniture Installation - Office, Furniture Refinishing, Glaziers, Gutter Cleaning, Handypersons, Interior Painting, Invisible Fence Installation, Locksmiths, Masonry, Millwork, Office Machine Installation and Repair, Painting & Siding, Piano Tuning, Siding, Small Contractors including Finishing Contractors, Surveillance System Installation & Maintenance, Surveyors, Swimming Pool Servicing (no construction), Tiling, Upholstering, Wallpapering, Walls, Window Cleaning, Window Decorating, CAN ADD: Appliance Installation, Chimney Cleaning, Concrete Construction, Exterior Painting, Floor Waxing, HVAC, Plastering, Plumbing (other than a leaky faucet or toilet), Snow / Ice Removal, Sign Installation

Health Insurance comes in many forms and we can help you sort them out. Most people think about ACA or Exchange or Obamacare when they think of health insurance, but know they can only get those certain times of the year. Actually, a life change like retirement or divorce or job loss or Cobra running out can make you eligible to enroll at other times. In addition, many insurance carriers offer insurance plans year round for individuals, couples, and entire families. We make full-time insurance, short-term medical, and even senior care and medicare supplement plans available here and help you discover and navigate all of those options.

Major Medical Insurance is what most people think of when they thing Health Insurance. Many of these plans are now written through ACA approved plans (aka Obamacare) but many others are also non-ACA and therefore available year-round. Non-ACA plans will not always cover pre-existing conditions; but if it's important to cover pre-existing conditions you might be eligible for an ACA approved plan all year because of a 'change in life circumstance' like divorce, lay-off, retirement, Cobra expiration or death of a spouse.

Retirement brings lots of changes and often that means navigating the complex issues of changing to Medicare, Medicare Supplements, Medigap, or Medicare Advantage plans. We have brought you direct access to licensed insurance professionals that know the plans available in your State and region and can also give you access to many of the plans available so you can make a wise and guided decision.

Short-Term Medical plans have no open enrollment period restrictions, so you can apply at any time. They are designed to cover individuals for anywhere from 1 to 12 months. These plans can be significantly less expensive than Major Medical insurance, while still providing protection for major illnesses and injuries. These plans are not required to cover preexisting conditions, maternity care, prescription drugs, and the other minimum essential health benefits that Major Medical plans offer.

A long list of eligible businesses includes Balloon Artists, Music Teachers, Musicians, Clowns, Magicians, Tax Preparers, Dance Instructors, Beauty & Cosmetic Consultants, Embroidery, Fictional Characters, Ceramics & Glassware, Kitchen Supply Sales, and Personalized Book & Gift Sales - over 100 eligible classes in all!

Landscaping, Lawn & Yard Maintenance, Pesticide Application (Landscapers Only), Sprinkler Installation (excluding fire suppression systems), Trimming or Pruning Trees Exclusively at Ground Level (No Removals), Can Add: Chimney Cleaning, Concrete Construction, Plastering, Plumbing (other than a leaky faucet or toilet), Snow / Ice Removal