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Health Insurance comes in many forms and we can help you sort them out. Most people think about ACA or Exchange or Obamacare when they think of health insurance, but know they can only get those certain times of the year. Actually, a life change like retirement or divorce or job loss or Cobra running out can make you eligible to enroll at other times. In addition, many insurance carriers offer insurance plans year round for individuals, couples, and entire families. We make full-time insurance, short-term medical, and even senior care and medicare supplement plans available here and help you discover and navigate all of those options.

Major Medical Insurance is what most people think of when they thing Health Insurance. Many of these plans are now written through ACA approved plans (aka Obamacare) but many others are also non-ACA and therefore available year-round. Non-ACA plans will not always cover pre-existing conditions; but if it's important to cover pre-existing conditions you might be eligible for an ACA approved plan all year because of a 'change in life circumstance' like divorce, lay-off, retirement, Cobra expiration or death of a spouse.

Retirement brings lots of changes and often that means navigating the complex issues of changing to Medicare, Medicare Supplements, Medigap, or Medicare Advantage plans. We have brought you direct access to licensed insurance professionals that know the plans available in your State and region and can also give you access to many of the plans available so you can make a wise and guided decision.

Short-Term Medical plans have no open enrollment period restrictions, so you can apply at any time. They are designed to cover individuals for anywhere from 1 to 12 months. These plans can be significantly less expensive than Major Medical insurance, while still providing protection for major illnesses and injuries. These plans are not required to cover preexisting conditions, maternity care, prescription drugs, and the other minimum essential health benefits that Major Medical plans offer.

Quote and apply on line for 10, 15, 20, 30 Year Term Life policies from a variety of insurance carriers; Ages 18 up to 65 and amounts from $100,000 to $1.6Million; Great competitive rates and the ability to shop and apply directly from your computer without any pressure from sales agents.