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D&O or Director's and Officer's Liability is a specific form of Professional Liability coverage designed to protect the Board and Individual Officers of both for-profit and non-profit enterprises. The purpose of the coverage is to protect against claims of mismanagement of the resources that are under the control of the management as well as the impact on shareholders and stakeholders in the business or community. D&O coverage is often combined with EPLI (or Employment Practices Liability) and care must be taken to make sure that corporate or organization bylaws are customized to trigger indemnification of officers.

Employment Practices Liability is commonly referred to as EPLI and is essential protection for any employer that could be exposed to claims by current or former employees. The coverage provides defense and pays claims in accordance with the policy terms for allegations of age, racial, gender, sexual discrimination or bias in the workplace as well as a wide range of allegations of hostile workplace issues that impact employer - employee relations. Certain policies extend coverage to claims by business visitors like vendors or delivery services.

Health Insurance comes in many forms and we can help you sort them out. Most people think about ACA or Exchange or Obamacare when they think of health insurance, but know they can only get those certain times of the year. Actually, a life change like retirement or divorce or job loss or Cobra running out can make you eligible to enroll at other times. In addition, many insurance carriers offer insurance plans year round for individuals, couples, and entire families. We make full-time insurance, short-term medical, and even senior care and medicare supplement plans available here and help you discover and navigate all of those options.

Major Medical Insurance is what most people think of when they thing Health Insurance. Many of these plans are now written through ACA approved plans (aka Obamacare) but many others are also non-ACA and therefore available year-round. Non-ACA plans will not always cover pre-existing conditions; but if it's important to cover pre-existing conditions you might be eligible for an ACA approved plan all year because of a 'change in life circumstance' like divorce, lay-off, retirement, Cobra expiration or death of a spouse.

Retirement brings lots of changes and often that means navigating the complex issues of changing to Medicare, Medicare Supplements, Medigap, or Medicare Advantage plans. We have brought you direct access to licensed insurance professionals that know the plans available in your State and region and can also give you access to many of the plans available so you can make a wise and guided decision.

Short-Term Medical plans have no open enrollment period restrictions, so you can apply at any time. They are designed to cover individuals for anywhere from 1 to 12 months. These plans can be significantly less expensive than Major Medical insurance, while still providing protection for major illnesses and injuries. These plans are not required to cover preexisting conditions, maternity care, prescription drugs, and the other minimum essential health benefits that Major Medical plans offer.

Apply for Commercial Package, Workers' Comp, Cyber Liability, Professional Liability, and more from an array of America's leading insurance markets

Professional Liability coverage is one of the most critical forms of protection for many with special training or skills. Some professions (like medical professionals) are carefully trained, licensed and monitored and others acquire expertise in areas as diverse as international trade to pest control. Tell us a little bit about your special skills and chances are we will have a responsive market with specialized liability protection for you

Quote, Apply, Compare,and Issue most Workers' Comp classes from some of the most innovative and specialized WC markets

Mitchell Insurance has dozens of top Workers' Comp markets including some geared toward the most challenging circumstances. Tell us about your particular needs and one of our five Certified Workers' Compensation Advisors on staff will help you make the best choice.